DUANE BUZIAK

Awarded the Top

Awarded the Top

In Virginia
Top 1% of All Brokers Nationwide
Virginia Broker of the Year 2024
Local Business Person of the Year 2024
Licenses & Certifications
NMLS License #1110647
Licensed States
Virginia
Tennessee
Georgia
Florida
Licensed In
Virginia, Tennessee, Georgia, Florida
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Why Work With Duane Buziak?

Virginia’s Broker of the Year 2024 Β· Ranked #114 Nationwide

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Knowledge

Deep understanding of VA, FHA, Jumbo, and Conventional loans so you’re never in the dark.

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Experience

With thousands of closings, Duane delivers results β€” fast, efficient, and client-focused.

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Networks

Strong connections with realtors, underwriters, and lenders to keep your deal moving forward.

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Savings

Saves clients thousands with wholesale pricing. Title companies drop their fees, realtors work to cover your closing costs (some even offer discounts), and insurance brokers trim your premiums β€” all to keep more money in your pocket.

Work With Duane

πŸ₯‡ Ranked 1st

#1 for client service scores in the region and state by Experience.com

We’re honored to be recognized for exceptional client careβ€”thanks to your trust and feedback!

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Frequently Asked Questions | FreePreQuals.com

Frequently Asked Questions

Everything you need to know about getting pre-qualified with FreePreQuals.com

What does FreePreQuals.com offer? +
FreePreQuals.com provides free online mortgage pre-qualification through Duane Buziak of Coast2Coast Mortgage (NMLS #1110647), helping buyers quickly find out how much home they can afford at no cost.
What is the difference between pre-qualification and pre-approval? +
Pre-qualification is a quick, no-cost estimate based on basic financial information you provide. Pre-approval is more formal, involves document verification, and carries more weight when making an offer on a home.
What loan programs are available? +
FHA, VA, USDA, Jumbo, Conventional, Non-QM, DSCR, Bank Statement Loans, Construction Loans, Commercial Loans, HELOC, Renovation (203k), Reverse Mortgage, and Foreign National Loans are all available.
Which states are served? +
Duane Buziak is licensed in Virginia, Tennessee, Georgia, and Florida, and provides mortgage services to clients in these states.
How long does it take to get pre-qualified? +
Filling out the online form takes just a few minutes, and a pre-qualification letter is typically available the same day or shortly after.
Are there special programs for first-time home buyers? +
Yes. Down Payment Assistance, FHA Loans, and First-Time Homebuyer Programs are available and designed to help new buyers get started.
What options exist for self-employed borrowers? +
Self-employed borrowers can use Bank Statement Loans and Non-QM Loans, which rely on alternative proof of income instead of traditional documentation.
Can I get pre-qualified with bad credit or limited credit history? +
Flexible qualification options are available through Non-QM and alternative loan programs. Every case is reviewed individually to find the best fit.
What documents do I need to apply? +
Generally you'll need ID, proof of income (or bank statements for self-employed applicants), credit history, and asset details. The exact list varies by loan program.
How can I contact Duane Buziak? +
You can call (804) 212-8663, email duane@coast2coastml.com, or use the "Apply" button on the website to start your pre-qualification directly.
Is pre-qualification the same as pre-approval? +
Not quite — pre-qualification is a quick estimate, while pre-approval is more thorough. Blue Mountain Mortgages and Supra Mortgage can walk you through the full pre-approval process.
After pre-qualifying, how do I understand my actual loan costs? +
Once you receive your Loan Estimate, use Loan Estimate Optimizer — a free tool that explains every line item in plain language.

Ready to get pre-qualified?

It only takes a few minutes and there's no obligation.

Start Your Free Pre-Qualification
Duane Buziak

Duane Buziak

Mortgage Maestro | NMLS #1110647

Coast2Coast Mortgage LLC | Free Pre Quals

Licensed in: VA, FL, TN, GA, DC, NC, SC, MD

πŸ“± (804) 212-8663 | πŸ“§ duane@coast2coastml.com