FREEPREQUALS

Privacy Policy

Privacy Policy for Free Pre Quals

At Free Pre Quals, your trust and the security of your information are paramount. We are an entirely free, web-based tool designed exclusively to help you generate pre-qualification estimates for your personal use. We operate solely as an informational utility and do not engage in any direct financial transactions or lending activities ourselves. This Privacy Policy outlines our unwavering commitment to protecting and maintaining your data, and explains your options for managing the information you share with us.

“Site” refers to this Internet website (www.freeprequals.com) and its related services. “You” or “User” refers to any individual using this Site. “Free Pre Quals” or “We” refers to Free Pre Quals.

Links to Other Sites

This Site may contain links to external websites. Please be aware that Free Pre Quals is not responsible for the privacy practices or content of any other websites to which we link or are linked from. We strongly encourage you to review the posted privacy statement of every website you interact with.

The Work Space

Our “Work Space” is designed to facilitate secure communication and information exchange for the benefit of our Users. Information shared within private Work Space areas is used exclusively to support that communication and is not otherwise disclosed.

Information We Collect

We collect limited non-public personal information directly from you solely for the purpose of enabling our free pre-qualification tool to provide its estimates and to enhance your overall user experience. This may include:

  • Information you provide: Details you submit voluntarily via our forms, such as your name, contact details, basic income, assets, and debts. This information is processed directly by our tool to generate your pre-qualification estimate.

  • Interactions with us: Records of your communications with us regarding the use or support of our free tool.

  • Credit-related information (from third parties): With your explicit consent, we may retrieve certain credit-related information from consumer reporting agencies or other data sources. This data is used strictly and solely to help our tool calculate and refine your pre-qualification estimate. Free Pre Quals does not use this information for any lending decisions, credit approvals, or direct financial transactions.

  • Employment and property-related information: Details relevant to calculating your pre-qualification eligibility for the estimates provided by our tool.

We are committed to the accuracy of the information you provide, as it is crucial for delivering our free services effectively.

Automatically Collected Information

To enhance your experience and ensure the functionality of our Site, we automatically collect certain technical, non-personally identifiable information:

  • Browser and platform details: To optimize site display and functionality.

  • Cookies: We may use cookies to store your preferences and track general, anonymous usage trends on our Site. You have the option to disable cookies through your browser settings, though this may limit some Site functions.

  • IP address: Our servers may log your IP address. This information is primarily used for site security, to troubleshoot technical issues, and, if necessary, to protect our free services from misuse, consistent with our terms of service.

How We Use and Disclose Your Information

Protecting Your Information

Your security is a top priority. We implement robust physical, electronic, and procedural safeguards to protect your non-public personal information. Access to your data is strictly limited to authorized personnel who require it solely for the purpose of maintaining and operating our free tool and its informational services.

Sharing Your Information

Our core principle is to protect your privacy and ensure our operational model as a free informational tool remains transparent. Therefore, we maintain an absolute zero-tolerance policy regarding the unauthorized sharing of your personal information.

  • With Affiliates: Free Pre Quals unequivocally DOES NOT share your information with any affiliates for any purpose whatsoever, including marketing, data monetization, or any commercial gain.

  • With Third Parties: Free Pre Quals DOES NOT sell, rent, lease, or share your personal data with any third parties for their promotional, marketing, advertising, or data brokerage purposes. We may share strictly limited, essential information with trusted, third-party service providers only when it is absolutely necessary to facilitate the core functionality of our free pre-qualification tool (e.g., to retrieve necessary public data for estimates) or to provide joint offerings you have explicitly opted into and requested. These service providers are legally and contractually obligated to keep your information confidential and to use it exclusively for the specific, limited services we’ve requested on your behalf.

  • As Permitted by Law: We may disclose your information to regulators, law enforcement agencies, credit bureaus, or other authorized entities when legally required or in response to a valid legal process, such as a court order or subpoena. This is done only when we are legally compelled to do so.

Your Choices and Control (Opting Out)

You have the absolute right to control how your information is shared. If you wish to opt out of any non-essential information sharing as described in this policy, please contact us directly.

  • To Opt Out: You may opt out of information sharing by calling us at 804-212-8663.

Communication Preferences

  • Registration Information: We use your provided registration data solely to keep you informed about our free services and important updates relevant to your use of Free Pre Quals.

  • Advertising Communications: We may send email communications that we believe may be of interest to you regarding our own free services and internal updates. You can easily opt out of receiving these communications at any time by contacting us directly. To reiterate our commitment, we DO NOT sell, rent, or otherwise provide your non-public personal information to third parties for their direct advertising or marketing purposes.

Demographic Information, Surveys & Contests

Demographic information and data collected from surveys help us to continually improve and tailor our free services to better meet user needs. If you participate in contests, data collected for contest purposes may be shared as necessary to fulfill prizes or manage the contest, only with your explicit consent where required and clearly stated.

User-Submitted Comments

We welcome your feedback and comments. Submissions by users may be used to improve our Site and services. With your express permission, we may use your comments in our internal or external marketing or promotional materials.

Data Security

While we implement comprehensive security measures consistent with industry best practices to protect your personal data, it’s important to understand that no method of transmission over the Internet or electronic storage is 100% secure. Therefore, we cannot guarantee absolute security of your information. We continuously strive to use commercially acceptable means to protect your data.

Do Not Track Requests

Currently, our Site does not respond to “Do Not Track” signals from web browsers. If you have any questions or concerns about our data handling or tracking methods, please contact us using the information provided below.

Correcting Your Information

To review, correct, or update your personal information, please contact us using the details provided in the “Contacting Us” section.

Contacting Us

For any questions about this Privacy Policy, our data handling practices, or to exercise your privacy rights, please contact:

Free Pre Quals Customer Service 4860 Cox Rd Glen Allen, VA 23060 Phone: 804-212-8663