VA Loans and the Real Cost of Buying Zero Down
VA loans can put eligible buyers in a home with zero down. See payment math, credit rules, entitlement, and a no-score-impact path to qualify.
Mortgage
Down Payment Assistance Steps That Protect Credit
Follow these down payment assistance steps to check eligibility, protect your credit, and structure an FHA purchase with less cash due at closing today.
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VA Funding Fee Costs and Exemptions Explained
Understand the VA funding fee, who pays it, current rates, exemptions, and how financing it changes your payment and five-year homebuying cost for buyers.
7 Smart Strategies to Compare Mortgage Rates From Different Lenders (Without Wrecking Your Credit)
Comparing mortgage rates across lenders can quietly damage your credit if you’re triggering hard inquiries with every quote request — but it doesn’t have to. This guide walks you through seven proven strategies to shop mortgage rates effectively using soft pull and NoTouch Credit Pull methods, so you can secure a free mortgage pre-qualification without a single unnecessary hit to your credit score.
7 Best Mortgage Prequalification Practices That Protect Your Credit Score in 2026
This guide outlines the seven best mortgage prequalification practices for 2026, showing homebuyers in Virginia, Florida, Tennessee, Georgia, and DC how to get a full pre-qualification letter without a hard credit inquiry — using Duane Buziak’s NoTouch Credit Pull soft pull approach that protects your credit score from the very first step.
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FHA Loans for First-Time Buyers, Explained
Learn how FHA loans work, what you need to qualify, and how a no-score-impact pre-qualification helps you shop confidently and protect your credit first.
Mortgage Prequalification Soft Credit Pull: How to Find Out What You Qualify For Without Losing a Single Credit Score Point
A mortgage prequalification soft credit pull — the foundation of Duane Buziak’s NoTouch Credit Pull approach at FreePreQuals.com — gives borrowers the same actionable eligibility intelligence as a standard prequalification letter (estimated loan amount, loan type, and rate tier) without triggering a hard inquiry or costing a single credit score point.
How to Get USDA Loan Prequalification Without Hurting Your Credit Score: A Step-by-Step Guide
This step-by-step guide explains how to get a legitimate USDA loan prequalification without triggering a hard credit inquiry — protecting your score from the 5–10 point drop that can push borderline borrowers into a higher rate or outright denial. Duane Buziak (NMLS #1110647) uses the NoTouch Credit Pull, a soft-pull-only process, to deliver a real prequalification letter with zero credit score impact.
7 Smart Strategies to Get Prequalified for Multiple Mortgages Without Wrecking Your Credit
Yes, you can get prequalified for multiple mortgages at once — and doing so leads to better rates and real savings — but most lenders run a hard credit pull that silently damages your score. This article reveals 7 smart strategies to shop multiple lenders using a free mortgage pre-qualification with no hard inquiry, so you compare loan options without losing a single credit point.
7 Best Times to Get Prequalified for a Mortgage (And How to Do It Without Hurting Your Credit)
Knowing the best time to get prequalified for a mortgage — and using a soft pull NoTouch Credit Pull method — lets homebuyers avoid unnecessary credit score damage at every stage of their journey. This guide covers seven strategic timing windows for mortgage pre-qualification and explains how to get prequalified without triggering a hard inquiry that could cost you points, loan options, or a better rate.