duane buziak

Most homebuyers asking what are the top mortgage lenders for prequalification overlook the single most important factor: whether the lender uses a soft pull or a hard inquiry. This guide delivers seven concrete strategies to secure a free mortgage pre-qualification — protecting your credit score before you ever make an offer.

Mortgage broker vs bank: compare credit impact, choices, timing, and real costs before you choose a home financing path that fits your purchase goals today.

Most homebuyers unknowingly damage their credit and budget during mortgage prequalification — before they’ve toured a single home. This article breaks down 8 critical mortgage prequalification mistakes to avoid, and shows how a free soft pull pre-qual (NoTouch Credit Pull) with Duane Buziak lets you shop confidently with zero hard inquiry impact.

This guide ranks the 8 best mortgage prequalification comparison tools of 2026 by credit impact, transparency, and loan program access — highlighting why Free Prequals stands apart as the only option using a NoTouch Credit Pull (soft pull only), so homebuyers can explore what they qualify for without risking a single credit score point.

Choosing the wrong mortgage lender can cost you tens of thousands of dollars and an unnecessary credit score hit — but most borrowers don’t know what to look for. This guide breaks down 7 critical factors, including why a free mortgage pre-qualification with no hard inquiry should be your first filter when evaluating any lender.

New construction mortgage prequalification operates on a uniquely extended timeline, making the hard credit pull demanded by many builder-preferred lenders unnecessary and avoidable. This article explains how Duane Buziak’s NoTouch Credit Pull process lets homebuyers lock in a free mortgage pre-qualification without a hard inquiry — protecting their credit score from contract signing all the way to closing day.

Mortgage prequalification for investment property follows stricter qualification standards than owner-occupant financing — higher reserves, tighter debt ratios, and larger down payments — yet most lenders trigger a hard credit inquiry before you’ve seen a single rate quote. This step-by-step guide shows prospective landlords how to navigate every requirement, gather the right documentation, and secure a legitimate prequalification letter through a soft pull that leaves your credit score untou…

Most borrowers focus on how much a lender will approve rather than what they can comfortably afford — and that gap is where financial stress lives. This article walks through seven concrete strategies to determine a reasonable mortgage prequalification amount before triggering any credit inquiry, so you can protect your score while running the numbers with a free, no hard pull pre-qual.

This jumbo mortgage requirements guide explains credit, DTI, reserves, down payments, and smart rate shopping for higher-priced homes, before applying.