duane buziak

This guide breaks down the documents needed for prequalification into 7 practical strategies, starting with a free soft pull mortgage pre-qualification so you gather the right paperwork once instead of three times.

This guide explains how mortgage prequalification pension income works for retirees, covering award letters, 1099-R verification, and continuance rules, all through Duane Buziak’s soft-pull process that skips the hard credit inquiry entirely.

This guide explains how underwriters calculate variable commission income and shows commission-based earners how to get a commission based income mortgage prequalification through a soft pull, with zero impact to their credit score.

Learn seven practical checks for finding safe mortgage prequalification sites that use a soft pull process instead of a hard credit inquiry, so you can compare rates without risking your credit score. Includes guidance on licensing verification and data protection built from Duane Buziak’s NoTouch Credit Pull approach.

This guide explains how mortgage prequalification overtime pay is documented under FHA, VA, and conventional guidelines, and shows how a soft pull mortgage prequalification lets overtime-income borrowers check their numbers without a hard credit inquiry.

This guide ranks the best free prequalification services for 2026 homebuyers, comparing which ones use a soft pull versus a hard inquiry so buyers can shop lenders without dinging their credit score.

This guide explains how to read a prequalification letter line by line, covering loan amount, rate assumptions, conditions, and how to spot whether a hard or soft credit pull was used to generate it.

This guide shows borrowers how to improve credit score for mortgage approval with a step-by-step plan, using a soft pull mortgage pre-qualification to track progress instead of racking up score-damaging hard inquiries. Compiled by Duane Buziak, NMLS #1110647.

This guide explains how to get investment property prequalification without triggering a hard credit inquiry, covering documents to gather, underwriting requirements, and how soft pull pre-qual tools like NoTouch Credit Pull protect your credit score while you shop rental financing.

This guide reveals 7 strategies for identifying the best prequalification mortgage broker with access to multiple lenders, so you can shop wholesale rates without a hard credit pull. Learn how to separate genuine multi-lender access from marketing spin using NoTouch Credit Pull’s soft-pull approach.